Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. But even that may not be enough. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. If you need a co-signer, apply with OneApp Guarantee. Please look at these as proof. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. Then after another 3 to 4 days of waiting I was told they looked up my renters history through my drivers license. Here's what you can do. I'm really hoping to at least speak to someone. This cookie is set by GDPR Cookie Consent plugin. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? However, I dont start my job for sixty days. Per our website it states the minimum income for our program is $4,500 a month household income. I had submitted several applications for houses and apartments but got denied by everyone. Please Provide 3 Check Stubs or Bank Statement if Self Employed. Or they should be able to explain why it is taking longer. Just because someone shouts anything doesn't make it true. Fill out the lease guaranty application online and send us your paperwork. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. Find out how we combat fake reviews. They're strict, but considering the business they're in, it's to be expected. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. Free Application And Same-Day Approvals. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. Opt-In Form- Get Free Email Updates! thanks for all your help to secure a new apartment. I cant thank them enough for helping to bridge the gap. Ten minutes later, we signed the new updates lease.". All 50 states. Our approvals are income-driven. It does not store any personal data. View rentals, browse photos and more! "But apartment hunters can see this as well.". When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. This company however called me answered all my questions. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. The online ad was detailed and packed with gorgeous photos. I left pictures on their website page before main. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. I highly recommend them if you need to be approved for an apartment and your credit is "not so good." We process all Rental Credit applications on your behalf! We'll be your co-signer. Welcome to Acacia Terrace Apartment-Homes in Brea! "Their excuse was that I must have not understood. Be careful with these gauranteed apartment approval companies. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. Second Chance Apartments Near Me 888-251-2247. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. knowledgeable staff outlined the different options, then helped us get approved for the apartment. previous eviction, bankruptcies, If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? That's heck of a lot of free work from an allegedly 'SCAM COMPANY' We are going to let barking dogs bark. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. Great experience. On Monday I submitted all requested paper work including personal information. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. YES, i was approved! If she had wired any cash, it would have been gone without a trace. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. Your rent is guaranteed. It did for me. Our apartment guarantor service approvals are not credit-based. They have ONE number that always goes to voicemail, but they always text. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. Two potential downsides, however: The card charges an annual fee of $35, and . Can I qualify for the Insurent Lease Guaranty? I think the review written by ********* *is 100% fake, written by the two scammers. Apply at a participating property. Our agents are available from 10 to 7 CST. Non-U.S. persons qualify for an Insurent Lease Guaranty. Also, I have proof and pictures of how professional their staff is. The community amenities include a sparkling pool, community barbecue . However, you may visit "Cookie Settings" to provide a controlled consent. Lets work together to get those negative items remove from you credit file. We highly recommend Guaranteed Apartment Approval Its fast, easy, and most importantly secure. Please visit our website and start with the inquiry form. Total income including guaranteed bonuses are included in annual income. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. We remove the risk of rent loss from the equation. Our Program has a 100% success rate for approvals. They kept me in the loop every step of the way. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here Your landlord could even place a lien against you for compensation of the damages.". Their is very little communication and the fact that I can't get anyone on the phone is SCARY. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! "If it doesn't feel right, it probably isn't right," Mermelstein said. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. Get in into the PERFECT school district i have been wanting for SOOO long! 2ND CHANCE APARTMENTS If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. Yes. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Expected bonuses are reviewed and may be given different weights, depending on your historical receipt of such bonuses, and the certainty of receiving such bonus. Renters benefit by obtaining a place for which they otherwise could not qualify. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. Need No Credit Check Apartments or Lease Guarantor? Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. It normally takes up to 14 business days to get into your apartment but in my case it took a little longer but no fault to Guranteed Apartment Approval. they can assist. The 5 star review is beyond fake. The Green Dot primor card is unique among bad credit secured credit cards. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. FAQs Guaranteed Apartment Approval cares about your needs. for ways to Increase their Employee Overall Job Satisfaction. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. NO CREDIT CHECK Preserve your credit with no credit check qualification. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. Follow the rules--basically be a good tenant--and things will work out well for you with this company. Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. More Approvals Guaranteed Apartment Approval Share Print Business Profile Guaranteed Apartment Approval Apartment Rental Service Contact Information 13854 Lakeside Cir Ste 402 Sterling Heights, MI. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. We have seen every scenario and were here to help. I was able to choose my own rental property while this company credit qualified on my behalf. This is where Insurent steps in to make getting approval a whole lot easier. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? YOUR APPROVAL IS 100% GUARANTEED. Can I use the Insurent Lease Guaranty for any apartment? These cookies will be stored in your browser only with your consent. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . I was unsure about them at first, but took the risk. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. Thank You! I then texted the ONE number they have and asked if it was scam. You also have the option to opt-out of these cookies. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Update: our application is not on our website. Nardo's story is not uncommon. And that wasn't even the worst possible outcome. Anyone can write a Trustpilot review. I'm so glad I did! Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. Again, ONE question and one of their employees became enraged and defensive. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. We are paid a commision (like a realtor) from the referral company we send you. #1. Please fill in the form below and we will respond to your message. Visit Business Insider's homepage for more stories. | DCMA | I will refer anyone that needs your help! No. We also qualify international students with Responsible Parties. This building is located in Brea in Orange County zip code 92821. They have a option to call corporate but that option leads you to a non working line. Situated at adjacent to Imperial Highway, near State Route 57. Id like to , an estimated 5.2 million renters have lost money to rental scams. This is clearly stated on our website along with "regardless if you write a negative review" we will not be strong armed into helping you when we cannot. Hold up your end of the deal and so will they. Analytical cookies are used to understand how visitors interact with the website. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. GREAT LOCATION! If you don't meet the income or background requirements, don't expect a call. Very fast they got me my desired apartment. Payment must be made by cashier's check or bank check or money order. We followed up with places he suppose to contact and he didnt. Can the Insurent Program help me if I have terrible credit? These cookies track visitors across websites and collect information to provide customized ads. However, what you can expect is an honest response from us, as always. process was a breeze and it helped us begin our new life together! Insurent is continuously expanding its base of certified buildings. 10.000 Families we helped IN 2018 What else to say? Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. The Insurent Program can still assist you if you have a Responsible Party. for you! This place and *********************** took money from my family after losing our home following covid. Read these reviews What else to say?Nothing makes us happier! It's no surprise that it happens in real estate as well. It's like having a whole new credit profile and starting over with zero credit and history. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. It was when I reached out to these apartments and asked around that no one had heard of these people. We get you Approved. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. Call Now let's get you into your new Home. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. This company came through and for 3.5 years we have used them with ZERO issues. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. I asked a simple question of is this a scam and they got defensive. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. No matter your credit scores, we can help. This business was made for me! Many of our clients have experienced a There is no such thing as guaranteed loan approval. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. This website uses cookies to improve your experience while you navigate through the website. . Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. This cookie is set by GDPR Cookie Consent plugin. Their friendly Fill your units without taking on extra risk or added cost. See how weve become the industry leader over the past 8 years. ONE!!! View the Tenant Participation Agreement. We offer a free pre-screening application And Same-Day Approvals. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. to help you find the perfect apartment or home for your family! shouldn't prevent you from living in a House or Apartment you love. See Fewer. thanks again!! "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. They will take your hard earned money and not do a **** thing. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. Like I said people stay away from this company. Just trying to see if it allows me to post a reply.hmm.. We walk you thru the process. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. I TREC Information About Broker Services | Terms of Use Bark to their hearts content when they don't get what they want or the attention they want. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. (Credit Privacy Number) is a private number that can help you re-establish credit. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. 198 likes. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? | Site Map. We manually search for a match for you once we receive your request. Apartment Lease Guarantors And Bad Credit Specialists. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? Joule La Floresta. You probably won't ever get it back," Coon said. While personal loans are its core offering, the company also provides auto loans and student loans. Award winning company since 2018. Work more efficiently with pre-approved renters. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Thankfully, the same precautions can help navigate you through most common apartment scams safely. Ryan Coon, CEO of online property management platform Avail, has seen it happen numerous times. The property may require other fees and deposits. 4: MOVE IN A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. After I did my application they worked with me to look for a place I liked. In addition, the card reports to all three credit bureaus. I felt good about it. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. community that was finished being built about a year ago. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping! Evictions, Broken Lease, Bad Credit, etc. Submit a copy of bank/ brokerage statement and ID. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. I would like a refund for the $620 admin fee. Hey thanks for the kind words! Gary Group Realty LLC Broker #9009741 If she had wired any cash, it would have been gone without a trace. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. We also help with building credit with our step by step process. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. I got a lease guarantor for my apartment here in brooklyn. 4.6. All I have to say is that Alanda Brown and Robert Smith were amazing. I actually save lives for living. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. Couldn't believe it when I got approved. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent?
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