On top of this, I have rent. Don't miss the chance to get the biggest news first! Medallions are renewed every two (2) years. Cab drivers in 2020 also took over Times Square and shut down Madison Ave. Some succumbed to the intense financial pressure. The taxi medallion crisis has left New York City taxi drivers stuck with underwater loans amid a year-long pandemic that has sent decimated demand for cab rides, which were already dwindling because of ride-hail apps. Marblegate has been trying to help drivers by suspending loan payments and forgiving $140 million in debts tied to 800 medallions. Courtesy of Singh Campaign 8-27-21. Auctioneers, Appraisers, Real Estate Brokers. Step 1: Sign up for a Legal Services Appointment with the TLC Owner/Driver Resource Center. The highest valid bids will be named apparent winners. 2023 All Rights Reserved, NYC is a trademark and service mark of the City of New York. Learn More. You choose your medallion over us. The Minimum Upset Price is the minimum amount that will be considered valid. Contact mr.singh 3479358490 During your appointment with TLCs DMV, your vehicle information will be added to the TLC and DMV systems. The mayors office told Documented that since September the program had already distributed $16 million in debt forgiveness to 102 drivers thus far and an additional 1,000 others are in various stages of renegotiating their loans under the program. Used and out of cycle vehicles are vehicles that are not new and have had three (3) inspections completed in the past year. On October 18th, the workers decided to raise the stakes and launched a hunger strike in what seemed to be a game of chicken played by the TWA and the mayor. LeConte refinanced her home and purchased a taxi medallion in 1989. Any commitment letter from any entity that does not include in its name bank: or credit union will be presumed not to be a licensed lender UNLESS evidence of licensure is included with the commitment letter. Each poster must be no smaller than 24 inches wide by 36 inches tall. New York State's attorney general has accused New York City of committing fraud by significantly inflating the value of yellow taxi medallions and demanded $810 million from the city to compensate the thousands of cabdrivers who are now saddled with debt. By delivering their respective Offers and/or Deposits, all Bidders acknowledge that they have had the opportunity to review and inspect the Medallions, the state of title thereof and laws, rules and regulations applicable thereto, and will rely solely thereon and on their own independent investigations and inspections of the Medallions in making their bids. The value of taxi medallions has steadily inched upward in the past year for the first time since Lyft, Uber and other e-hail companies flooded the citys streets with thousands of for-hire vehicles. But even with the extra hours and days, he wasnt able to keep up with his mounting loan payments and was forced into bankruptcy. The city then makes $855 million off medallion sales, additionally implementing a 5 percent transfer. Turns out, he's driving for a private equity firm, Marblegate Asset Management, an investment firm in Greenwich, Connecticut, that has quietly emerged as the biggest player in the city's taxi industry. As of September, taxi medallions are a meager $80,000. 2023 All Rights Reserved, NYC is a trademark and service mark of the City of New York, FHV Wheelchair Accessibility Base Information, FHV Wheelchair Accessibility Owner/Driver Inf, FHV Wheelchair Accessibility Passenger Info, schedule a legal services appointment with TLCs Owner/Driver Resource Center, Schedule a legal services appointment with TLCs Owner/Driver Resource Center, $20,000 grant to help restructure medallion-related loans, Up to $9,000 in monthly debt payment assistance, $30,000 grant to help restructure medallion-related loans with a remaining principal balance of $170,000 or less. The taxi medallion price has dropped from its million-dollar peak in 2014 to as low as $60,000 in individual sales, with new competition from Brooklyn startup Revel adding just another blow to . It will hurt [my kids], too. Bulk-Only Sale Details: 20 New York City Taxi Medallions Medallions #'s 1R70, 1R71, 1R66, 1R67, 1R62, 1R63, 1R68, 1R69, 1R64, 1R65, 2R12, 2R13, 2R16, 2R17, 2R20, 2R21, 2R18, 2R19, 2R14 and 2R15 Sold Free & Clear of All Monetary Liens Sold in Bulk-Only $200,000/Medallion Minimum Bid NYTWA co-founder and President Bhairavi Desa told Documented that the organization felt that it was left with no other choice and the hunger strike was the only weapon left in its arsenal. His total loan amount is $690,000. 25%-50% down more down batter price u get good luck, Mini-fleet for sale. Symon Garber Chicago's taxicab king no more: Empire of mogul linked to Michael D. Cohen, Richard M. Daley son Patrick Daley toppled - Chicago Sun-Times California Consumer Limit the Use of My Sensitive Personal Information, California Consumer Do Not Sell or Share My Personal Information, Marblegate Asset Management, a private equity firm in Connecticut, controls about a third of the city's medallion market, The firm specializes in distressed assets, and taxi medallions have been in distress since values plummeted from over a million dollars, Marblegate has suspended loan payments on medallions during the pandemic, and forgave $140 million in debts tied to 800 medallions. Be from a bank or credit union licensed to do business in the State of New York or other lender licensed by the State of New York or Federal Government. the document notes at the end of 2021, only . In 2011, Gary Roth, a TLC policy analyst during 2010 and 2011, penned a damning internal memo that forewarned a possible taxi medallion crisis. Currently leased to a fleet operator for the past twenty years. Both programs provide financial assistance and free legal representation to help medallion owners negotiate with lenders to reduce loan balances and lower monthly payments. We must make it right. They will also negotiate with your lender to reduce your loan amount and monthly payments, and help you prepare for the closing. The bill is modeled in part on the federal bailout of the financial industry and partly modeled on an existing capital access program overseen by Empire State Development. Now, Nitescu is left with nothing but the medallion and hundreds of thousands of dollars of debt. The renewal must be completed by the Medallion's expiration date of May 30th of the renewal year. No. If a bid is received with a commitment letter from a non-bank or credit union entity without evidence of licensure, the bid will be rejected at the opening as non-responsive. As of 2018, eight drivers have died by suicide. Under the MRP, eligible medallion owners may apply for grants of up to $20,000 to be provided to their lenders as a down payment in restructuring their medallion-related loans. If a renewal is not completed before the Medallion expires, the renewal will not be valid until the TLC processes and approves the late renewal application. Lastly, the legal representative will submit all necessary documents to the TLC for your MRP application. Medallion brokers often. Each potential bidder is responsible for conducting his or her own independent inspections, investigations, inquiries, and due diligence concerning the Property, including without limitation, environmental and physical condition of the Property. By law, there are 13,587 taxis in New York City and each taxi must have a medallion affixed to it. He promised that the City of New York would guarantee our investment and that it would be solid.. New York City taxi drivers and their supporters demanding debt relief rally during the second week of a hunger strike outside City Hall on October 31, 2021 in New York City. We want the city to realize that and give us back the dignity we deserve. When youve created your password, you must sign in to make your appointment. Her only way to make money off of the medallion is to buy a car and lease it to a taxi driver, but she said she cannot afford it. If I file bankruptcy, it will take seven years to clear. New York City taxi drivers and their supporters march around City Hall after announcing a hunger strike for medallion debt relief. It was a good investment at that time for our retirement.. 652163/2021, Motion Seq. She even said, Dorthy, if you lose your home, let it go. By controlling the supply, demand for owning a medallion soared among taxi drivers who bought into the citys promise that a medallion would bring them financial stability and a pathway to achieve the proverbial American dream. READ. Taxicabs are the only vehicles that have the right to pick up street-hailing and prearranged passengers anywhere in New York City. Access private documents and bid on auctions from anywhere. All prospective bidders are urged to conduct their own due diligence prior to participating in the Public Auction. I dont know whats in the mayors mind, however we are determined to win and we are going to come out victorious. Hack-up full inspection 7:00 AM - 4:00 PM Hack-up re-inspection 7:00 AM - 4:00 PM Used Car* full inspection 7:00 AM 4:00 PM Used Car* re-inspection 7:00 AM 4:00 PM. A survey conducted in 2019 showed that medallion owner-drivers owe a median amount of $499,000, even as the market value of a medallion has collapsed from over $1 million in 2014 to approximately $80,000 today. Both programs provide financial assistance and free legal representation to help medallion owners negotiate with lenders to reduce loan balances and lower monthly payments. www.kawguy.com Z1 KZ KZ1000 KZ900 H2 750 H1 500 PAYING CASH Taxis; . Medallion for sale for 170,000, owned for 20 years, price below current value of 250k. As cab drivers faced intense competition from ride-share apps and the value of the medallions began to spiral into a free fall, in 2019, the NYTWA launched a militant campaign to demand debt relief for drivers. Through the program, medallion owners could receive up to $20,000 in up-front loans to restructure . In 2019, a bombshell New York Times investigation exposed a City-sponsored scheme to raise municipal revenue by artificially inflating the value of medallions by over 500 percent. He guesses he has been behind the wheel of a cab for at least 22 years. At their height in 2014, yellow cab medallions were selling for $1 million. Here are some of their stories. 01, 2021 NEW YORK When Ranel Collazo wanted to drive a cab,. He is a Bangladeshi immigrant who has been driving since 1986. Then the city sets. All licensed agents, fleets, and meter shops must print, laminate or frame, and post the version(s) of the Bill of Rights most appropriate for their business (for example, agents must post both posters if they lease taxicabs on a daily or weekly basis and also lease medallions to DOVs). NYC TAXI MEDALLION CLOCK (NEW) Brand New $39.00 sharps1000 (1,138) 100% or Best Offer +$8.67 shipping Sponsored 1969 New York City medallion taxi yellow cab photo Westinghouse vintage print ad $29.97 $10 off every $50 Was: $37.00 19% off Top Rated Plus or Best Offer 237 (135,719) 100% Free shipping Free returns Sponsored If theres a reasonable likelihood that thats going to happen, that changes the economic dynamic.. Staying current is easy with Crain's news delivered straight to your inbox, free of charge. Just to make a living. Many of the protestors are members of the New York Taxi Workers Alliance, and wear shirts and carry signs with the union's logo. Enter all required fields(*). Please. As he describes it, the ballroom was packed with over 100 interested cab drivers, all eager to learn as much as they could. TLC BEV Taxi Pilot program. The restructuring caps debt payments at $1,122, and if a medallion owner defaults, the city picks up the remaining tab. NYC caps taxi medallion debts at $170K after driver hunger strike Metro NYC will cap taxi medallion debts at $170K after driver hunger strike By David Meyer November 3, 2021 7:44pm. Crains New York Business is the trusted voice of the New York business communityconnecting businesses across the five boroughs by providing analysis and opinion on how to navigate New Yorks complex business and political landscape. . Traditionally, yellow taxi have served as the international icon of New York City and its drivers are often been viewed as the citys unofficial ambassadors. In this case, owners may default on their loan, and have the medallion repossessed by the bank.. Medallions are renewed every two (2) years. That's 253 of them seized months after the city gave the green light in March to an initial $65 million medallion owner reliefprogram that restructures loans and provides financial support to pay down debt. NYC Taxi Yellow Cab Purchase Headquarters at City World Ford 3305 Boston Rd, Bronx NY Fordham Queens. Once an asset that secured a comfortable retirement, the medallions worth has plummeted, leaving drivers financially ruined. Update to scheduling your LIC appointmentEffective immediately, 11/28/2022, all individual licensees visiting our scheduling system will be required to create an account with a password. My hope is the city restructures the loan, LeConte said. 266C13LN0A, White Topaz Cab's Gemstone Copper Wire Wrap New Jewelry Pendant 2.70" PG 217, Dodge RAM 2500 3500 Truck OEM #52121450AB Chrome Wheel Center Hub Cap Cover, Ford F250 SD F350 Factory OEM Wheel Center Rim Cap Cover 8 Lug CHROME Set of 4, Dodge RAM 3500 Dually 6MP52TRMAB Factory Wheel Center Hub Cap 8 Lug Cover (1), Antique No accident driver award medal Taxicab Cincinnati safety Masonic Eye, 500 Jahre Post 1490 - 1990 Fransz Von Taxis Germany 999 Silver Proof Medal, AAA MULTI RUNG OCEAN JASPER MEDALLION SLAB SLICE LAPIDARY CAB 6283, 1992-1999 Chevrolet Silverado OEM Center Wheel Cap 6 Lug GM 46279 Factory OEM. In 2019, in a series of Pulitzer Prize-winning investigations, The New York Times exposed how government officials stood by as a generation of cab drivers was exploited, victimized by predatory lending, trapped with unpayable loans, and driven to poverty and despair: New York City in particular failed the taxi industry. pic.twitter.com/6mepG32Tv8. Buyers must also notify the TLC of their plans for the TSP system. The tumultuous state of the medallion can be traced back to its artificial inflation. His industry was left in the dust and drivers were in crisis. Marblegate specializes in buying distressed assets and the taxi industry certainly has been in distress. Please note the time between meeting with the TLC MRP Intake specialist and connecting with your legal services representative can take 2-3 months due to the demand for the program. The state Taxi Medallion Guaranty Program would create a loan guarantee program to help medallion holders with debts of up to $175,000 per medallion. Expand All Collapse All Medallion Transfer Reports Below are forms for the medallion transfer process: Forms for different types of Medallion Transfers Buyers/Sellers Notifyng TSP Provider of Transfer Child Support Form Most of the information provided has been obtained from third party sources and has not been independently verified. I spent hours working to bring food for my kids. 06/07/2019 Type: Independent Restriction: Alternative fuel 06/05/2019 . A New York City taxi medallion sold for $241,000 last week less than one-fifth of what the cab-ownership tags were going for just four years ago. New York City yellow taxi Medallion listing, Buy and sale NYC Medallions. The apps monthly e-hail rides, Tamam said, are up nearly 200% since the start of this year. In April 2022, reported medallion sales prices averaged $144,490.74, which represents a 77% increase in prices from July 2021. Medallions are auctioned by the City and are transferrable on the open market by licensed brokers. In a city built on the backs of immigrants like himself, Salazar questioned whether New York, a city that he loves and has given so much for, will ever give back. It is the responsibility of the Buyer to determine the accuracy of all components of the sale and Medallions. Richard B. Maltz, Auctioneer Medallion renewal inspection fee - three hundred sixty dollars ($360.00). According to the citys Taxi and Limousine Commission, the average medallion value has climbed from $92,565 at the end of the second quarter last year to $140,663 through last monthrepresenting a roughly 52% increase. I told them I couldnt do it so they came and took the medallion. April 2, 2021. Pay any outstanding parking or traffic tickets, as well as, outstanding Commercial Motor Vehicle Taxes (CMVT), MTA Taxes, and/or Congestion Surcharges. Medallions #s1R70, 1R71, 1R66, 1R67, 1R62, 1R63, 1R68, 1R69, 1R64, 1R65, 2R12, 2R13, 2R16, 2R17, 2R20, 2R21, 2R18, 2R19, 2R14 and 2R15. In order to register to bid, all prospective bidders must present acashierscheckin the amountof $300,000,made payable to Richard L. Stern, As Trustee, signed Terms & Conditions of Sale and signed Online Bidding Form to Maltz Auctions at 39 Windsor Place, Central Islip, NY 11722 twenty-four hours prior to the scheduled close of bidding. Download the form here. WE WANT TO SELL MEDALLION WITH PRIUS 2014. The broker said, I want to help you from my heart, but he was a big liar. New York, NY . They barely see their mom. New plates are also issued if needed. The drastic move came. The TLC created the Taxi Improvement Fund (TIF) to support medallion owners and drivers who purchase and drive accessible yellow cabs. Click here to schedule an appointment at the TLC DMV office. A symbol of the city made globally famous in countless Hollywood films, the drivers of these yellow cabs are majority immigrants and people of color. A taxi medallion is a permit that allows a taxi driver to operate a taxicab. In 2020 and 2021, immense caravans of yellow cabs blocked both the Brooklyn Bridge and Queensboro Bridge for several hours choking vital city arteries. Leasing out a medallion was the de. 2023, Charter Communications, all rights reserved. For questions, or to start a transfer call the TLC Medallion Transfer Specialist Daniel Fortilus at (212) 676-1167. Many cabbies who borrowed against their medallions when the values were high, have been unable to make their loan payments as ridership fell. Once no further bidding activity occurs, the sale closes when the time runs out. We have done every action possible, she says. For decades, taxi medallions were a sure bet. Thus, in 2004 after seeing one of the ads promoting an upcoming medallion information session at a LaGuardia Airport hotel ballroom, he made sure to attend. Vehicle modification letter if the vehicle is wheelchair accessible; DMV form MV-82 Vehicle Registration / Title Application; and EMV-50 form (completed by the seller, if vehicle purchased from a dealer), or the Bill of Sale and a DFT802 form (completed by the vehicle buyer if a casual sale); If new Medallion plates are required: FS-6 (motor vehicle receipt for the old plates), or a Notice of Violation from the NYPD or TLC, and $25.00 fee paid by Money Order, Visa, Master Card, AMEX, or Discover. Erhan Tuncel, 61, obtained his taxi license in 1998 and purchased his medallion in 1999. Whether or not city officials will agree to their pleas remains to be seen, but what is not in doubt is the real hardship being faced by yellow cab drivers and their families. Our company and subsidiaries have the ability to engage everything in the New York City yellow taxi space. According to the New York Taxi Workers Alliance (NYTWA), a union with 21,000 members, the average owner-driver owes $550,000 on medallions that are worth just over $100,000 apiece. Once seen as a valuable asset that secured a comfortable retirement, the medallions worth has plummeted, leaving the thousands of drivers who purchased a medallion in hundreds of thousands of dollars in debt, and financially ruined. Values began a precipitous decline in 2014. The legal representative will also negotiate with your lender on your behalf in order to lower the amount you owe and reduce your monthly payments. During the Bloomberg and de Blasio administrations, the city made more than $855 million from taxi medallions and collecting taxes on private medallion sales. The city's taxi medallion system limited the number of medallions issued, which created an artificial market and then that market was exploited to raise revenue. TLC will connect you with a legal representative to review your medallion loan and financial needs. I dont want to destroy my credit line, Islam said. It would mean getting my life back, Tuncel said. Pay outstanding TLC tickets and Taxicab Improvement SurchargePayments (TIF) online using LARS. Title of vehicle (front and back), or certificate of origin for new vehicles if title is not yet received; Current For-Hire Insurance Certificate (FH-1); Certificate of Insurance or Insurance Declaration Page, demonstrating coverage in the amounts of $100,000 per person, $300,000 per occurrence CSL (combined single limit), and $200,000 PIP (personal injury protection). This is something thats going to make a huge difference.. City officials, everyone said its a good investment. Dorthy LeConte pays $2,000 a month on her medallion loan. As of September, taxi medallions are a meager $80,000. For the cabbies celebrating, the mayors announcement, as well as the overwhelming public support they received, served as a vindication of their decades-long struggle for survival. By 2017 the value had been quartered, and in November 2021 the cost of some medallions was as low as $25,000. Erhan Tuncels monthly payment is $3,800. Here are some of their stories. Out of desperation, Nitescu and her husband began attending the NYTWA protests for loan reconstruction. Updated insurance documents must be emailed to. Perhaps most significant is the possibility of a fare increase. We have been shutting down bridges and having rallies and we have been camped outside of City Hall 31 days straight but still there has been no movement. Get exclusive access to auctions and get up-to-the-minute updates on upcoming opportunities. Please be advised that prior to showing a homebuyer a property: (1) we do not require identification from a prospective homebuyer, (2) we do not require a homebuyer to sign an exclusive brokerage agreement and (3) we do not require a pre-approval for a mortgage loan in order to show a home buyer properties. Email: steve@cityworldauto.com. She was telling me how great it was having a medallion, LeConte said. It allows owners who borrowed for the once-lucrative medallions to restructure their debt with a $20,000 loan and provides support through a $65 million fund from the federal government. From the beginning, Gyatso says he saw the writing on the wall and blamed the mayor for not responding to the plight of yellow cab drivers as well as opening the door for rideshare apps. Now, many are struggling under the burden of life-altering debt after investing in a taxi medallion. It was a pathway for an immigrant in New York to the middle class and thats been taken away.. I have a home. MEDALLION LOAN ACQUISITION FUND. After this step, you will be placed in the queue to be connected with a law firm that has been hired to provide you with free legal guidance and who will negotiate with your lender. 2023 NY Slip Op 30526(U) TAXI MEDALLION LOAN TRUST III v. . Visit Hardship Vehicle Retirement Extension for more information. His loan is for $373,000, with a monthly payment of $2,716. By 2019, the crisis hit a bleak milestone when there were more medallion bankruptcies in that year than in all of 2015, 2016, and 2017. Request a Medallion Ownership Verification. 2989), Mini-fleet priced to sell. Less than half of those sales were foreclosures, a small improvement from previous months that were dominated by foreclosure sales. She pays $2,000 a month on the loan.. Only 1500$ for 36 month can get you a medallion, pbimedsales@pearlandny.com - 718-361-0033 (ext. Buyers and other medallion transferees must affirm that they do not rely upon any representations by the TLC regarding the value of medallions, and they must acknowledge that medallion ownership is subject to all rules and regulations of the TLC, including any subsequent changes. The commitment letter must: Approximately one to two weeks before the auction, the TLC will issue a directive (via both certified mail and Industry Notice) to all TLC-licensed brokers requiring such brokers to advise the TLC, by no later than the first date set for bid collection of the names of each owner, principal, shareholder, member, partner and employee of such broker at any time during the five years prior to the date of the first publication in the City Record of Notice of the Auction. Her 66-year-old father, Dalip, bought his medallion for $250,000 in 1987, before she was born, and debt has dogged him since. The value of a taxi medallion was more than $1.2 million . Bidding Process:If a bid is placed with less than one minute remaining, the bidding period will be extended so one minute remains for competing bids to be entered. To ensure you have a strong password, please click on the link Strong Password Rules, Once youve entered all required fields, click on Create Account. Facing mounting debt, drivers like Chima Gyatso, a Tibetan immigrant from Sunnyside, Queens, were forced to choose between paying off their debt or supporting their families. Renewals must be completed before the Medallion expires. Visit Taxi Improvement Fund for more information on signing up for and receiving TIF assistance. I saw a woman driving a cab. VisitRemoteBidding.MaltzAuctions.comor download the Maltz Auctions App on the Apple Store or Google Play. Receive a roundup of all immigration news, and the latest policy news, in New York, nationwide, and from Washington, in your inbox 3x per week. AuctionDate:Online-Only Bidding will open Tuesday, December 15, 2020 at 11:00 am and is scheduled to close onThursday, December 17, 2020 at 11:00 am. The Bill of Rights must be printed and posted as follows: Licensees not in compliance may be issued a summons and a fine up to $500. 2006 - 2023 Maltz Auctions. All Rights Reserved. Find the list of new york city yellow taxi cabs for sale, Listing of nyc used yellow cabs with low price, including crown victoria, toyota. How do I connect with my legal services representative? Dorina Nitescu moved to Flushing in 1983 from Romania. Be in an amount not less than 80 % of the bid amount. This is what I believe., NYC Yellow Taxi Medallion Crisis, Explained. After two years of sustained protests, NYTWA felt pushed to take more radical measures. Currently, the price of a taxi medallion ranges between $120,000 and $150,000. New york city yellow taxi cab web source, buy and sell medallions Find nyc taxi cab for sale, ny yellow cab drivers jobs. ), which began running 12 electric hansom cabs in July 1897. If the price of medallions dropped significantly, it could force recent medallion buyers underwater, meaning the value of their outstanding loan is greater than the current selling price for a medallion, Roth wrote. The current metered rate is $2.50 plus 50 cents for every one-fifth mile, along with surcharges depending on when and where a cab is traveling. You must be logged in to send an Auction Inquiry. The City must guarantee all owner-drivers outstanding debt so that in the event of default, the City will cover any remaining balance on their loan, said TWA spokesman Matthew Thomas. What theyre saying is, we bought cheap and we hope it will rise and it will rise. Download it here. The New York Taxi Workers. Taxi Medallion Owner Relief Program The Medallion Relief Program (MRP) and Loan Guaranty Program (MRP+) provide debt relief for eligible medallion owners. The TLCs new commissioner, David Do, an experienced regulator who hails from the Washington, D.C. Department of For-Hire Vehicles, said during his May confirmation hearingthat helping more drivers access debt relief is a top priority for his administration. For questions, or to start a transfer call the TLC Medallion Transfer Specialist Daniel Fortilus at (212) 676-1167. This wasnt our fault. **PLEASE KEEP YOUR PASSWORD IN A SAFE PLACE & DO NOT SHARE YOUR PASSWORD WITH ANYONENOTE: You can only make one appointment at a time. After suffering a stroke, he borrowed $750,000 against the medallion's value in 2014, signing away his right to fight back in court if he couldn't keep up with the payments. Contact Steve Chandler (631) 984-0898 Call or Text! Dorina Nitescu must still pay the loan on her late husbands medallion since the broker listed her as a co-debtor. You will need your TLC License Number, ZIP code, and the last five digits of your social security number or EIN to schedule an appointment. They had just endured an arduous two-week-long hunger strike and a nearly three-month-long encampment to demand an equitable city debt relief plan, also known as the Taxi Medallion Crisis.
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